Webinar Title: Understanding Medical Health Insurance Schemes and Policies
This webinar is aimed at strengthening pharmacists’ understanding of healthcare financing systems and the role that medical health insurance schemes play in improving access to healthcare services. As healthcare systems continue to evolve, pharmacists increasingly interact with medical insurance providers, reimbursement systems, and policy frameworks that influence patient access to medicines and healthcare services. A clear understanding of how health insurance schemes operate, their benefits, limitations, and financial structures is therefore essential for healthcare professionals involved in patient care and healthcare delivery. This session will provide pharmacists with a comprehensive overview of medical health insurance schemes, including how they function, the different models that exist, and their impact on healthcare access and pharmaceutical services.
Speaker: Dr. Hanafih Umali Nkhata
Dr. Hanafih Umali Nkhata is a dedicated and compassionate medical doctor who holds a Bachelor of Medicine, Bachelor of Surgery (MB; BS) degree from the University of Malawi, College of Medicine. He has extensive knowledge in infectious diseases through hands-on experience in diagnosing, management and preventive services provided to individuals and the community at large. He is currently working at Kamuzu Central Hospital in Lilongwe, Malawi.
Objectives:
- Provide an overview of medical health insurance schemes and their role in healthcare financing.
- Explain how health insurance schemes operate, including contributions, risk pooling, benefits, and coverage policies.
- Discuss the importance and benefits of health insurance schemes in improving access to healthcare and financial protection for patients.
- Highlight the potential disadvantages and challenges associated with health insurance systems.
- Explain how health insurance providers generate revenue and maintain financial sustainability.
- Describe the different types of medical health insurance schemes (such as private insurance, employer-based schemes, national health insurance, and community-based insurance).
- Discuss how insurance policies influence access to medicines, claims processing, and reimbursement systems within healthcare practice.
- Share practical insights on the role of pharmacists and healthcare providers when interacting with health insurance systems.
Time: 12.00 Noon CAT
Duration: 90 min
CPD Points: 2